Mobile Banking
Digital Banking Made Easy
With our mobile app and mobile friendly website, banking is a pleasure and not a burden. Prioritize what matters.
get more
out of your
back-to-school
purchases.
Earn double CURewards® points per every dollar spent.
Interest as low as
4.99%
APR* up to
60 months
summer is all about recreation.
Get the most out of sunny days with a new boat, RV, ATV, or jet ski and unbelievable financing options with low rates.
They can receive up to
$300
in new member
incentives1,2
share the love of ALEC with your family.
Because you’re a member, your family members are eligible also.
24-month term at
4.34%
APY** for 24
months
boost your earnings with a Variable Rate Certificate.
Available as a traditional certificate, IRA or HSA.
Rates as low as
5.500%
15-Year Fixed Mortgage
0.5 points
find the right home loan for you.
Dream home or first home, borrow with confidence.
About ALEC
We're focused on your needs, not our profits.
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
Bank wherever YOU are.
Over 30,000 ATMs near you.
Featured Services
Featured Products
As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.
That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.
Checking Accounts
Online Banking
Health Savings Accounts
Mortgage Loans
IRAs
Auto Loans
Credit Cards
Savings Accounts
Investments
Certificates
Save With ALEC
Enjoy lower rates on loans, higher rates on savings, as well as reduced or eliminated fees when you bank with us.
Have questions? We are here to help!
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.
1. To receive the incentive, open a new ALEC membership and a checking account, establish a $500 monthly direct deposit within 90 days of account opening and sign up for E-Statements. ALEC Rewards Checking account will receive $300. ALEC Free Checking will receive $50.
2. Limit one incentive per first-time member. Offer valid on new memberships opened between January 1st – December 31st, 2025.