This 24-month certificate is
indexed to the 13-Week U.S. Government Treasury Bill.
Don't get locked into a certificate with low rates.
When you opt for our Variable Rate Certificate, your
rate floats with the US Government Treasury Bill rate.
If the 13-Week Treasury Bill Rate goes up, your rate on
your Variable Certificate goes up.
Variable Rate Certificate
24 month maturity
$500 minimum balance
Available in a share certificate along with
Roth & Traditional IRAs
The dividend rate and annual percentage yield
(APY) may change each month. The certificate yield
(APY) for each month will be determined by adding
100 basis points (1%) to the 13-Week Treasury Bill
rate posted in the "Money Rates" section
of the Wall Street Journal from the last business
day of the month.
The dividend rate for your Variable Rate
Certificate will never be less than 1.982% with an
annual percentage yield of 2% or more than 9.569%
with an annual percentage yield of 10%.