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Variable Rate Certificates

This 24-month certificate is indexed to the 13-Week U.S. Government Treasury Bill.

Don't get locked into a certificate with low rates. When you opt for our Variable Rate Certificate, your rate floats with the US Government Treasury Bill rate. If the 13-Week Treasury Bill Rate goes up, your rate on your Variable Certificate goes up.

Variable Rate Certificate

bullet24 month maturity
bullet$500 minimum balance
bulletAvailable in a share certificate along with Roth & Traditional IRAs
bulletThe dividend rate and annual percentage yield (APY) may change each month. The certificate yield (APY) for each month will be determined by adding 100 basis points (1%) to the 13-Week Treasury Bill rate posted in the "Money Rates" section of the Wall Street Journal from the last business day of the month.
bulletThe dividend rate for your Variable Rate Certificate will never be less than 1.982% with an annual percentage yield of 2% or more than 9.569% with an annual percentage yield of 10%.

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