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Visa Credit Card Disclosure

ALEC VISA Rewards Credit Card Disclosure         Apply for a VISA.

Platinum Rewards

Gold Rewards

 Classic Rewards Student Classic Rewards*
Current standard annual percentage rate for purchases 8.95% 10.95% 13.95% 13.95%
Current standard annual percentage rate for cash advances 8.95% 10.95% 13.95% 13.95%
Rate information Fixed Rate Fixed Rate Fixed Rate Fixed Rate
Minimum finance charge $1.00 $1.00 $1.00 $1.00
Grace period for repayment of balances for purchases 25 Days 25 Days 25 Days 25 Days
Method for computing the balance for purchases

Average Daily Balance

(Including New Transactions)

Average Daily Balance

(Including New Transactions)

Average Daily Balance

(Including New Transactions)

Average Daily Balance

(Including New Transactions)
Annual Fee CURewards Programs NONE NONE NONE NONE

There is no grace period for cash advances.

Late-payment fee: $25.00; Over-the-credit fee $25.00;Transaction fee for purchases: NONE; Transaction Fee for cash advances: NONE

Click below to apply for your ALEC Visa Rewards Credit Card

Apply for a VISA.

All loans subject to credit approval. Rates subject to credit history, term, and other factors. Rates can change daily. 

* An ALEC VISA Student credit card is available to students attending an accredited secondary school or have received an acceptance letter from an accredited secondary school registered with the US Department of Education. Students under 18 may require a guarantor.

 
 

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