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ALEC Checking Account Comparison Worksheet |
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ALEC Checking Account |
Other Financial Institution |
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Minimum Monthly Balance |
NONE |
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Monthly Service Charge |
NONE |
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Charge per Check |
NONE |
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Overdraft Privileges |
6 automatic withdrawals from savings per month if funds are available to cover overdraft. |
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FREE |
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FREE |
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| E-Statements | FREE | |
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FREE |
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FREE |
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ALEC ATM Network Transactions |
Unlimited |
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Surcharge Free Networks Available |
Free ATM Locator |
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Non ALEC Owned ATM Transactions |
10 free monthly, after 10, $1.00 each |
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PIN & Signature Point of Sale Transactions |
No Charge |
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Custom ALEC Checks |
New accounts receive first box FREE. |
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YES |
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Loan Discount |
Premier Discount* of 0.25% off our already low rates |
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* Members electing direct deposit of their net pay into an ALEC Checking account are eligible for the Premier Discount which is a 0.25% reduction off of ALEC's already low rates on the select loan products including: Auto, Marine, RV, Motorcycle, Personal, Stock, Share Secured, Certificate Secured, and Second Mortgage (fixed). Discount not valid on HELOC, First Mortgage, or Credit Cards. Contact an ALEC representative for details. |
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