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Checking & Savings Rates

Checking Account

Make the switch to ALEC and experience truly free checking !Apply Online Today!
bulletNo Monthly Service Charge
bulletFree Online Banking
bulletNo Per Check Charge
bulletFree Unlimited Bill Pay
bulletNo Required Minimum Balance
bulletFree Online Check images
bulletNo Surcharge at over 30,000 ATM's Nationwide 
bullet

Optional Online Statements

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Share / Savings Accounts

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Annual Percentage Yield
Common Share Savings Account, Special Share Account & Loan Share Account Read More

0.25%
Holiday Club Account Read More

0.50%

Health Savings Account

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Annual Percentage Yield
For members electing a High Deductible Health Plan from their employer. Learn more...

2.00%
Rates effective 7/01/09. Dividend Rates are reviewed periodically and subject to change without notice. 

The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly based on the daily average balance. A penalty may be imposed on an Early withdrawal of a Holiday Club (Christmas Club).