Checking & Savings Rates


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Checking & Savings Rates

Checking Account

Make the switch to ALEC and experience truly free checking !

No Monthly Service Charge

Free Online Banking

No Per Check Charge

Free Unlimited Bill Pay

No Required Minimum Balance

Free Online Check images

No Surcharge at over 30,000 ATM's Nationwide

Optional Online Statements

Share / Savings Accounts

Annual Percentage Yield

Common Share Savings Account, Special Share Account & Loan Share Account Read More

0.50%

Holiday Club Account & IRA Share Account Read More

0.75%

Health Savings Account

Annual Percentage Yield

For members electing a High Deductible Health Plan from their employer. Learn more...

3.00%

Rates effective 05/01/08. Dividend Rates are reviewed periodically and subject to change without notice.

The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. All dividends are paid monthly based on the daily average balance. A penalty may be imposed on an Early withdrawal of a Holiday Club (Christmas Club).

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