|
Auto Loans |
|
 
New and
Used Loans, 2003 - 2008 Model Years
|
| |
Standard
APR* |
Green
APR* |
Hybrid
APR* |
Premier
Discount |
|
Up to 30 months
|
As
low as |
4.45% |
3.95% |
3.70% |
0.25% |
|
Up to 42 months
|
As
low as |
4.70% |
4.20% |
3.95% |
0.25% |
|
Up to 54 months
|
As
low as |
4.95% |
4.45% |
4.20% |
0.25% |
Up to 66 months
|
As
low as |
5.20% |
4.70% |
4.45% |
0.25% |
|
Up to
78 months |
As
low as |
5.45% |
4.95% |
4.70% |
0.25% |
|
Up to 84 months |
As
low as |
5.95% |
5.45% |
5.20% |
0.25% |
|
* Green APR
available for vehicles with an EPA fuel economy
rating of 25 MPG or greater. MPG based on data from
the Environmental Protection Agency (EPA) website at
http://www.epa.gov/greenvehicles or from
MSRP sticker. Purchase a Hybrid vehicle and receive
the Hybrid APR noted above. |
|
Marine, Recreational
Vehicles, and NEW
Motorcycle* Loans
|
|
New and
Used Loans, 2003 - 2008 Model Years |
|
|
Standard
APR |
Premier
Discount |
|
Up to 30 months
|
As
low as |
4.45% |
0.25% |
|
Up to 42 months
|
As
low as |
4.70% |
0.25% |
|
Up to 54 months
|
As
low as |
4.95% |
0.25% |
Up to 66 months
|
As
low as |
5.20% |
0.25% |
|
Up to 78
months |
As
low as |
5.45% |
0.25% |
|
Up to 84 months |
As
low as |
5.95% |
0.25% |
|
* Motorcycle loans
available only for model year 2007 & 2008 with less
than 5,000 miles. |
|
Extended Terms
for Boat and RVs*
|
|
New and
Used Loans, 2003 - 2008 Model Years |
| |
Standard
APR |
Premier
Discount |
|
Up
to 120 months
|
As
low as |
7.20% |
0.25% |
|
Up
to 180 months
|
As
low as |
7.70% |
0.25% |
|
Up
to 240 months
|
As
low as |
8.20% |
0.25% |
|
*Minimum $10,000
loan amount |
Late
Model Used (2002 and older)
|
|
|
Standard
APR |
Premier
Discount |
|
As
low as
|
9.75% |
0.25% |
|
Personal
Loans
|
|
|
Standard
APR |
Premier
Discount |
|
Share
(Savings) Secured
|
7.70% |
0.25% |
|
Personal
|
As
low as |
8.70% |
0.25% |
|
Certificate
Secured
|
|
7.70%
|
0.25%
|
|
Stock
Loans
|
|
Annual
Percentage Rate |
|
|
Standard
APR |
Premier
Discount |
|
Single
Payment |
Terms
up to 15 months |
3.25% |
0.25% |
|
Installment |
Terms
up to 60 months |
3.75% |
0.25% |
|
Rates
effective 09/01/08. All loans subject to credit
approval. Rates subject to credit
history, term, and other factors. Rates
can change daily. Premier Discount:
Members may receive a 0.25% rate
reduction if they elect direct
deposit of their net pay into an
ALEC checking account. |
