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drive home today. wait until next year to pay.

Finance with ALEC and we’ll defer your first payment until 2026.

personal lending that works
for you.

A personal loan is a great option for the cash you need.

an enhanced card management experience is coming in early November.

Conveniently manage your credit and debit cards all in one place.

your future home is waiting. let's make it yours

Dream home or first home, borrow with confidence.

Thank you for being part of our journey

Celebrating 35 Years of Service

This year marks a major milestone for ALEC – 35 years of serving our members with a commitment to their financial wellbeing. From our humble beginnings in 1990, when we first opened our doors to Abbott Laboratories employees, to now serving over 33,000 members nationwide with more than $1 billion in assets, our growth is thanks to your continued trust and partnership.

Live the life you were made for.

Let us serve you with a personal checking or savings account today. Looking to buy a new home or vehicle, we’ve got you covered there as well.

Bank wherever YOU are.

Over 30,000 ATMs near you.
Featured Services

Featured Products

As a credit union, we exist solely to serve the diverse financial needs of our members — people like you. In fact, ALEC is owned by the very individuals it serves — not private investment groups or public shareholders.

That’s an important distinction from many other financial institutions. As a not-for-profit financial co-operative, after paying our credit union’s expenses and setting aside its mandated reserves, we return the money that’s left over right back to ALEC members.

Save With ALEC

Enjoy lower rates on loans, higher rates on savings, as well as reduced or eliminated fees when you bank with us.
Mobile Banking

Digital Banking Made Easy

With our mobile app and mobile friendly website, banking is a pleasure and not a burden. Prioritize what matters.

Mobile Banking

Have questions? We are here to help!


* APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
** APY = Annual Percentage Yield is the rate that is earned if the funds are left to compound for one year. All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is the rate used to calculate the monthly dividend.